Important Payment Notice Clover.pk only accepts payments through Cash on Delivery (COD) and PayFast (online payment gateway). We will never ask customers to make payments to any personal bank account or directly to Clover.pk's bank account. Any payment request through any other method or account should be treated as fraudulent. Please do not make payments outside the official payment options available on our website. Clover.pk will not be responsible for any loss arising from such unauthorized transactions.